Concept Stage · Impact VCS & DFIs
Parametric finance. Straight to mobile wallets. Climate resilience for those who need it most.
The first parametric instrument that connects institutional cat bond capital directly to mobile wallets — delivering pre-committed cash to climate-exposed communities before, during, and after a disaster.
Market Context
$65 billion in cat bond capital. 1.4 billion+ mobile money and mobile banking accounts in the Global South. Zero overlap. Until now.
The Instrument
Integrated Capital Stack
ILS capital, crypto liquidity, and donor premium subsidies in a single pre-agreed structure. 1:8× leverage on every donor dollar.
Parametric Trigger
Automatic, oracle-verified release. No claims process. No adjudication. Cash reaches beneficiaries within 72 hours of a trigger event.
Last-Mile Cash Delivery
Fully auditable, blockchain-settled payouts delivered directly to beneficiaries — via mobile money, bank rail, or agent cash-out — through your existing infrastructure.
Full Disaster Cycle
Anticipatory action before the shock. Emergency cash at onset. Recovery financing in the weeks following. One pre-funded structure, across the full arc.
What Each Stakeholder Gets
Sponsors
$1 of premium unlocks $8–$20 in private risk capital. Pre-committed, auditable cash delivery at scale — and meaningful leverage on every dollar deployed.
Investors
Uncorrelated yield with on-chain proof of delivery. ILS returns backed by verifiable ESG impact. Article 8 / SFDR-aligned.
People
Disaster finance at human level. Cash, unconditional, before the worst hits.
National Partners
Access international capital markets to de-risk your programs.
For National Partners
CCHB does not build delivery infrastructure. We provide the risk coverage and capital layer that sits above your existing pipeline — and releases automatically when a trigger fires.
Whether you run Cash & Voucher Assistance, operate a micro-insurance programme, manage a social protection scheme or are a financial service provider looking to become shock-responsive or strengthen your balance sheet against climate risk — CCHB integrates into your off-ramp, your form factor, and your FSP relationships. No duplication. No parallel system. Just pre-committed capital, available when it matters.
Founding Team
Cédric Edmonds
Structuring Advisor — Replexus
Xavier Vollenweider
Humanitarian Tech & Strategy
Malik El Bay
Blockchain Rails & Decentralised Infrastructure
Let’s build the infrastructure for climate-resilient cash delivery.
Contact us →